We settle your invoices. You get 2.0% back.
We restore the cashback stream you lost when Meta switched you to invoice billing, and we extend it across every B2B invoice you settle. Zero fees. Zero debt. Every wire auditable.
Supplier invoices settled since 2023. Meta Ads, SaaS, 3PL, logistics.
Four steps. Ninety days.
Send invoices
Upload through the dashboard or forward by email. PDF, CSV, or API for high volume. Each invoice tagged with supplier, amount, currency, due date.
We validate
We check every invoice against eligibility criteria. Disputed invoices suspended, you are notified within 24 hours.
We settle
Corporate cards for card-accepting suppliers. ACH for domestic (free, same day). Wire for international (1 to 3 days, approximately $25).
2.0% at day 90
90 days after settlement, validated cashback returns to your account. Visible line by line. No fees. No debt. No catch.
What qualifies
SaaS subscriptions (Shopify, Klaviyo, Gorgias, Triple Whale). Marketing tools. Logistics and 3PL invoices. Supplier invoices. Meta Ads invoices (ACH billed). Creative agency and freelancer invoices. Payment processing fees. Recurring B2B subscriptions.
What does not qualify
Taxes (federal, state, sales tax, VAT). Payroll and salaries. Rent and real estate. Cash advances. Payments to your own subsidiaries, holdings, personal accounts, spouse, or relatives. Invoice advances (we do not prefund, this is not factoring).
How your money moves.
We are not a bank. We are the operator that sits between you and the payment rails. Every wire we send runs through regulated, US-chartered institutions we work with under commercial agreements. Your funds never touch a holding company in an opaque jurisdiction.
The banking layer we operate on is federally supervised and audited under the same standards as any American commercial account. Your accountant can receive proof of payment on any invoice we settle on your behalf, in one click from your dashboard.
The 2.0% cashback we return to you is funded by the rewards our banking layer pays on our own spend. We capture, we operate, we return. Simple model, real margin, your share on time.
Returned on validated volume. Funded by the rewards our banking layer pays on our own spend.
Cashback visible in real time.
| Supplier | Amount | Status | Cashback |
|---|---|---|---|
| Shopify | $2,400 | Paid | $48.00 |
| Klaviyo | $1,850 | Paid | $37.00 |
| Meta Ads | $124,000 | Scheduled | $2,480.00 |
| 3PL Partner | $8,600 | Returned | $172.00 |
What we do not cover.
Invoices over $80,000 per line item
We handle in tranches. Anything larger is split into three wires staggered across five business days.
Invoices in exotic currencies
USD, EUR, GBP, CAD, AUD, CHF covered. Anything outside those six, we quote inside 72 hours before we commit.
Payments to non-OECD jurisdictions
We refuse by default any payment to a country on the FATF grey list. No exceptions, no appeals.
Internal settlements
Transfers to your own subsidiaries, holdings, personal account, spouse, or relatives. Not negotiable.
Invoice advances
We do not prefund. We pay on receipt of a validated invoice, not before. This is not factoring.
Minimum volume
$5,000 in eligible monthly invoices. Below that, the operational overhead exceeds the return.
KYB verification
Standard business verification: registration documents, beneficial owner identification. GDPR compliant. 2 to 5 business days.
Supported currencies
USD, EUR, GBP, CAD, AUD, CHF. Others quoted inside 72 hours.
Frequent questions.
Estimate your monthly cashback.
Send us your last three months of supplier invoices. Written estimate in 72 hours.
Book a call